支付寶轉賬步驟如下：
1、進入支付寶首頁，可以看到掃壹掃下面就是“轉賬”，點擊進入；
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2、進入轉賬後如下圖所示，轉賬到支付寶是免費的，就不展示了，點“轉賬到銀行卡”（轉賬到銀行卡有免費額度，超過免費額度轉賬會收手續費）進入；
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3、進入到轉賬到銀行卡的界面如下，轉賬需要輸入“姓名”“卡號”“金額”，確認無誤後點“下壹步”；
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4、需要確認轉賬信息，確認下名字和銀行卡號及金額的信息，確認無誤點“確認轉賬”；
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5、進入到確認轉賬後悔出現轉賬金額，確認無誤後，點“立即付款”；
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6、進入“立即付款”後出現下圖所示窗口，輸入6位數支付密碼，會自動轉跳到完成界面；
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7、轉賬申請提交界面如下圖，可以看到轉賬金額及轉賬銀行賬戶，顯示銀行正在處理中，壹般很快就能到賬。
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由此可見轉賬過程中不涉及短信驗證碼，現在支付寶轉賬不需要短信驗證碼了。