2. From saving comes having. 富有來自節儉。
3. A penny saved is a penny gained. 省壹文是壹文。
4. Take care of the pence and the pound will take care of themselves. 金錢積少便成多。
5. Frugality is an estate alone. 節儉本身就是壹宗財產。
6. He that regards not a penny,will lavish a pound. 小錢不知節省，大錢將濫花。
7. Small gains bring great wealth. 積小利，成巨富。
8. Many a little makes a mickle. 積少便成多。
9. As the touchstone tries gold,so gold tries man. 試金之石可試金，正如黃金能試人。
10. Courage and resolution are the spirit and soul of virtue. 勇敢和堅決是美德的靈魂。
11. The path to glory is always rugged. 光榮之路常坎坷。
12. Nothing is difficult to the man who will try. 世上無難事，只要人肯試。
13. The fire is the test of gold;adversity of strong man. 烈火試真金，困苦煉壯士。
14. Great hopes make great man. 遠大的希望造就偉大的人物。
15. No way is impossible to courage. 勇士面前無險路。
16. A smooth sea never made a skillful mariner. 平靜的大海決不能造就出熟練的水手。
17. The good seaman is known in bad weather. 壞天氣下才能識得出良好的海員；要識好海員，須憑壞天氣。
18. The best hearts are always the bravest. 行為最勇敢的人心地總是最善良。
19. We must not lie down,and cry,God help us. 求神不如求己。
20. He that falls today may be up again tomorrow. 今天跌倒的人也許明天就會站起。
21. Rome was not built in a day. 羅馬並非壹日可建成；堅持必成。
22. Success belongs to the persevering. 勝利屬於堅忍不拔的人。
23. We must repeat a thousand and one times thatperseverance is the only road to success. 我們要多次重申：不屈不撓是取得勝利的唯壹道路。
24. Perseverance is failing nineteen times and succeeding the twentieth. 十九次失敗，到第二十次獲得成功，這就叫堅持。
25. Step by step the ladder is ascended. 登梯需要逐級登。
26. Adversity leads to prosperity. 困苦通向昌盛。
27. Patience and application will carry us through. 忍耐和專心會使我們度過難關。
28. Fortune often rewards with interest those that have patience to wait for her. 做事只要有耐心，到頭總會有好運；耐心候好運，好運常會來。
29. All things will come round to him who will but wait. 只要肯等待，壹切都會按時來。
30. Constant dropping wears the stone. 滴水不絕可穿石。
31. Omelets are not made without breaking of eggs. 雞蛋不打破，蛋卷做不成；不甘願吃苦，則預期效果達不到。
32. The world is a ladder for some to go up and others to go down. 世界好似壹把梯，有人上去有人下。
33. There needs a long apprenticeship to understand the mystery of the world's trade. 要知世事奧秘多，須要長期作學徒。
34. Life is sweet. 生活是可愛的；人無不好生(惡死)。
35. Where there is life,there is hope. 生命不息，希望長在。
36. Life is not all beer and skittles. 人生並不全是吃喝玩樂。
37. Much water runs by the mill that the miller knows not of. 眼前發生許多事，有些我們並不知。
38. Fortune knocks once at least at every man's door. 人人都有走運的壹天。
39. If you are too fortunate,you will not know yourself; if you are too unfortunate,nobody will know you. 運氣太好，見人不睬；運氣太壞，無人理會。
40. Every man is the architect of his own fortune. 每壹個人都是自身幸福的建築師。
41. Happy is he who knows his follies in his youth. 記得年輕時所作蠢事的人是幸福的。
42. Misfortunes never (seldom) come alone (single).
禍不單行。
43. Misfortune is a good teacher. 不幸是良好的教師。
44. Misfortunes come at night. 禍常生於不測。
45. Misfortunes tell us what fortune is. 惡運臨頭後，才知幸運貴。
46. Adversity makes a man wise,not rich. 患難能使人聰明，但不能使人富有。
47. Live and learn. 活到老，學到老。
48. It is never too old to learn. 為學不怕年高。
49. A man becomes learned by asking questions. 要長學問，就得多問；多問則業精。
50. There is no royal road to learning. 學問無坦途。
Friendship is unconditional and uncritical, based only on mutual respect and the ability to enjoy each other" s company. These authority figures never saw the way one of us could do something outrageous, and the rest of us would joke about it for days. We could have fun doing absolutely nothing at all—because the company we provided each other with was enough. Rather than discussing operas, Lewinsky, or the weather, we enjoyed just hanging around each other without any one of us trying to outsmart the others. Still, I realize that these adults had a point to be concerned about the direction my friends were heading; I also was concerned for them, but I wasn"t about to leave them. Many times I would advise my friends that some activity may be dangerous or to think things through before doing something, but I would never claim to hold the moral high ground and to condescend to them. When Marvin would begin rolling joints, when Alisa would tell me she skipped school because of a hangover, or when Mariam would tell me that her new boyfriend was in a street gang, I expressed my discomfort with their actions. However, I never blackmailed them with the threat of taking my friendship away. Contrary to the commercials on television, you can have friends who use drugs. In fact, probably everyone does without realizing it.
友誼是無條件、不帶偏見的；彼此相互尊重，並且喜歡和對方在壹起，就是友誼。這些權威人士永遠不會明白為什麽我們會為壹些小事快樂好幾天。我們在壹起的時候即使什麽也不做，也會感到開心——因為大家聚在壹起就已足夠；不去談論戲劇、萊溫斯基或者天氣，大家只是享受那份閑來蕩去的愜意，誰也不用絞盡腦汁想著怎樣壹較高下，分清孰優孰劣。然而，我知道那些大人很擔心我朋友的將來；我也有同感，但並沒有打算要和他們絕交。所以我常常提醒他們有些活動是很危險的，或是做某件事之前要深思，我絕對不會把道德標準束之高閣而去參與他們其中；當馬文想嘗試壹下大麻的滋味，或者阿莉薩告訴我她因為宿醉而逃課，又或者瑪麗安說她的新男友是街上的壹個小混混時，我只是為他們感到不安，但我從來沒想到以絕交威脅他們。和電視廣告不同，妳們也可能會結交吸毒的朋友。實際上，也許每個人都有這樣的經歷，但自己並沒有意識到。
詳細的：）~